Walmart Credit Card – Top Reasons to Like Them

By | February 1, 2018

As we all know that Walmart is the largest retail chain company and number one in the ranking among other American retail companies. Walmart provides greater services and good quality products and brings “Everyday Low Price” to attract the customers. A survey shows that almost one – third of the total population visits to the Walmart every week.

So for maintaining the best quality of the service and for making customer service more convenient Walmart offers two types of Credit Cards. One is regular store card that is known as Walmart Credit Card and another is Walmart MasterCard. Both the credit cards are available to all and if you get one of them then you can avail many discounts and cash back by using it time to time.

Since their cards are very popular now a day so we did some research on their popularity aspects and we found that there are so many features of these cards even many of Walmart shoppers don’t know. So we collect all that detail and presenting to you.

So take a look at the top reasons that why Walmart shoppers love their Walmart Credit Cards?

Walmart Credit Card Payment Overview:

After doing all the research we have gathered all the information regarding Walmart credit card and Walmart MasterCard. They show many features and on the basis of them, we have prepared this given table of their features. After taking a look at the table you can come to know about the real reason for Walmart Card’s popularity. So please take a look.

FeatureAdvantagesAvailable on
Annual feeZero ($0)Walmart MasterCard & Walmart Credit Card
Reward, discounts and cash back on the purchases
  • 3% cash back on the purchase of online items from the official website of Walmart,, includes the items and grocery ordered online but picked up at the stores.
  • 2% cash back on purchase the Walmart gas stations. Also valid at Murphy USA gas stations.
  • 1% cash back on all the other purchases. Also includes Brick-and-Mortar Walmart stores.
Walmart MasterCard & Walmart Credit Card (some exclusions of Walmart Credit Card)
Approval Bonus At approval you will get a bonus up to $25 on your first purchaseWalmart MasterCard & Walmart Credit Card
Additional UsersAdd additional family members without even paying any extra charge.Walmart MasterCard & Walmart Credit Card
Special Financing offersSix or twelve months special financing offerWalmart Master Card
Free FICO credit accessAccess your credit score online at any timeWalmart MasterCard & Walmart Credit Card

So, the information as you can see in the above table is all the features of Walmart Credit Cards. It’s also noticeable that both the cards of Walmart contain a high value of APR. So if you need to find the current APR then please take a visit to Walmart corporate website

Different Direct Discounts or Cash Back System:

Walmart time to time provides a different kind of rewards and discounts on your Credit Card. These rewards are in the form of Cashback. Let’s know which kind of rewards you can avail with your Walmart Credit Card.

These are the three cashback available on Walmart Credit Cards. Walmart is calling them ‘3-2-1save program’.

  • 3% cash back on the purchase of online items from the official website of Walmart, This scheme also includes the items and grocery you order online but pick up at the stores.
  • 2% cash back on purchase the Walmart gas stations. This offer is also validated Murphy USA gas stations.
  • 1% cash back on all the other purchases. This also includes Brick and Mortar Walmart stores.

All these above-mentioned cash back will be given to you in the form of a credit on your next month’s purchase statement. Suppose you have gained a credit of $10 then, this will be automatically received by you on your next month’s statement. Walmart also avails other cashback schemes time to time or on festive occasions.

Account Bonus on Walmart Credit Card:

Walmart attracts its customers with its attractive schemes, the Account bonus scheme is one of them. When you very first time apply for your Walmart Credit Card then it offers you an account bonus up to $25 by offering you 10% discount on your purchase of that day up to $250. Consider it as a welcome gift to you by Walmart.

Different Discounts on Coupons:

Walmart discount coupons are also a good option to avail discounts on Walmart superstore. These coupons can also be used with different Walmart services like Walmart clubs, Walmart official website etc. and different Walmart associates like Murphy gas stations.

After using these coupons, you can enjoy discounts all over the Walmart service. For this, you have to collect these coupons legally issued by Walmart time to time. So let’s know how and where to collect Walmart Discount Coupons for greater benefits.

Bill Payment Becomes Easy at Walmart:

Bill Payment is also a key feature to make Walmart Credit Card so popular. Using your Walmart credit card the bill payment on Walmart stores become very easy. Here we are providing you five easy ways to pay your Walmart bills using your Walmart Credit Card. Please pay attention.

  1. Online Walmart Bill Payment:

To pay your Walmart Credit Card bill online you have to first login to your Walmart Credit Card account on the corporate website of Walmart ( If you have not created your Walmart credit card account yet then first create it and after login into it just select the bill pay option and simply pay all your Walmart bill in an easy manner.

  1. Pay Walmart Bill by Phone:

You can also pay your bill by phone. For that, you have to call to Walmart Customer Service. The Automated phone service to pay your bill is absolutely free. But if you need to talk to Walmart customer service executive to pay your bill, then it charges you $10 as service charge.

These are the phone numbers to pay your Walmart bill using your Walmart Credit Card;

  • For Walmart Credit Card: 1 – 877 – 294 – 7880
  • For Walmart MasterCard: 1 – 866 – 611 – 1148
  1. Pay your Walmart Bill by Mail:

If you want to pay your bill by mail then you can definitely do so but, let me tell you that it’s a long shot. But you still want to do that then send your query to Walmart in the given addresses.


PO BOX 530927

Atlanta, GA 30353 – 927


Walmart MasterCard/SYNCB

PO BOX 960024

Orlando, FL 32896 – 0024

  1. Pay at Walmart Store:

This is one of the best ways to pay your Walmart bill. To do so just visit your nearby Walmart store and ask the counter representative at the Walmart store counter for help and then pay your bill there.

  1. Walmart Bill E-Payment:

You can also make an E-Payment on Walmart’s official website and you can learn about that on the same.


  • As you saw in this article that these are the qualities and advantages, Walmart Credit Card deals with.
  • These are the actual reason that by the regular Walmart Consumers love Walmart Credit Card.
  • If you have not got your Walmart Credit Card issued yet, then we will recommend you to get issued it as quickly as you can. Because if you are a regular Walmart shopper then you can avail a different kind of advantages on the Walmart Credit Card.


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